Recover your unpaid invoices without spending a euro
No cure, No pay platform with AI-driven dunning. Commission only on amounts actually recovered. Activate in 5 minutes via your French business ID, funds paid straight to your bank account.
- ✓ 5 min activation
- ✓ AI-tailored journey
- ✓ GDPR compliant
- ✓ Hosted in France
Why RECOUVRA
B2B amicable debt collection — finally without fronting any cash
No subscription, no setup fee. You only pay a success-based commission, deducted at source from the debtor's payment.
The debtor pays into a Stripe Connect account opened in your name. Funds land on your IBAN — never on a RECOUVRA holding account.
Pause, suspend or close a case at any time. No judicial action is ever taken without your explicit written consent.
Our AI analyses your profile (industry, size, debtor typology) and orchestrates the sequence of email, SMS, registered mail, eIDAS e-registered mail and WhatsApp Business. You approve or pause — you don't configure anything. CNIL compliance and global kill-switch included.
If a debtor disputes, the case is automatically frozen and a structured discussion opens — your strategic customer relationships stay protected.
Scaleway France hosting. Data encrypted at rest, immutable audit log, France-based team.
How it works
Three steps, five minutes, zero paperwork
1. Activate via French business ID
We auto-fetch your company profile via Pappers/INSEE, you e-sign the mandate, and you open your Stripe Connect account — all done in five minutes.
2. Submit your invoices
Manual entry, CSV import or accounting connector (Pennylane, Sage, Cegid — Phase 3). Attach the invoice, the purchase order, the email thread — anything that proves the debt. Our AI then takes over.
3. Get paid
Our AI orchestrates a tailor-made multichannel dunning journey (email, SMS, registered mail, eIDAS e-registered mail) calibrated to your creditor typology. The debtor pays via Stripe Checkout, the commission is automatically deducted, the rest hits your IBAN.
Estimate the commission based on your invoice age.
Indicative simulation. The final commission is set when you submit the claim and is written into your mandate.
Built for pros who refuse to absorb late payments
- Micro-businesses invoicing B2B
- SMBs taking back control of their aged trial balance
- Accountants who want to add collections to their offering
- White-label-ready accounting practices
Ready to take back control of your unpaid invoices?
No credit card required. No commitment period. Our AI starts orchestrating dunning the moment you submit your first claim.